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Posts — Category: Financial Wellness 101

Estate PlanningFinancial Wellness 101Kids & Money

Are bad habits creating a financially irresponsible generation? | Opinion

April is National Financial Literacy Month. It’s a good time to ask ourselves whether we are creating a new generation of financially irresponsible young people and how we can be

Managing Your Child Care Expenses
Financial Wellness 101Investment StrategiesKids & Money

Managing Your Child Care Expenses

Most people preparing for their first baby are shocked and even dismayed to learn just how high childcare costs can be. According to Care.com’s 2021 Cost of Care survey, weekly

Financial Home Buying Obligations
Estate PlanningFinancial Wellness 101Retirement Planning

Additional Financial Home Buying Obligations

You have found your dream home in the perfect neighborhood for you and your family. You have even determined that you will be able to afford the monthly mortgage payments

Buying vs renting a home
Financial Wellness 101Investment Strategies

Buying vs Renting a Home

Does it make more sense to rent than to buy? That has been a long-running debate in this country. However, the question is flawed: There is no correct answer. There

First time home buyers
Estate PlanningFinancial Wellness 101Retirement Planning

Down Payment Strategies for First-Time Home Buyers

The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders

Employed again
Financial Wellness 101Investment Strategies

Employed Again? Do These Things First

As the pandemic continues, unemployment rates have begun to decrease. According to the Bureau of Labor, as of November 2021, the unemployment rate was at 4.2 percent. So, if you

IFW's 21 Day Financial Refresh & Revitalization Challenge
Financial Wellness 101Lifestyle & Wellness

DAY 21: IFW’s 21 Day Financial Refresh & Revitalization Challenge

DAY 21 April is ‘Financial Literacy Month’ and The IFW wants YOUR Financial Life to be in its best shape ever! In honor of Financial Literacy Month, the IFW has

Fixed rate vs adjustable rate mortgages
Financial Wellness 101Investment Strategies

Fixed Rate vs Adjustable Rate Mortgages

You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable rate? As with most mortgage questions, there is no one correct