Where is Your Money Taking You?
Learn how to make your money work for you. Discover tips and insights for smarter financial decisions that lead to a secure and happy retirement. Start planning for the retirement of your dreams!
Posts — Category: Financial Wellness 101
Down Payment Strategies for First-Time Home Buyers
The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders
Apr, 13 2022
Employed Again? Do These Things First
As the pandemic continues, unemployment rates have begun to decrease. According to the Bureau of Labor, as of November 2021, the unemployment rate was at 4.2 percent. So, if you
Apr, 12 2022
DAY 21: IFW’s 21 Day Financial Refresh & Revitalization Challenge
DAY 21 April is ‘Financial Literacy Month’ and The IFW wants YOUR Financial Life to be in its best shape ever! In honor of Financial Literacy Month, the IFW has
Mar, 31 2022
Fixed Rate vs Adjustable Rate Mortgages
You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable rate? As with most mortgage questions, there is no one correct
Mar, 23 2022
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15-Year vs 30-Year Mortgages
What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine which
Mar, 23 2022
Should You Refinance Into a Shorter Term Mortgage?
When mortgage rates are low — and in December 2021, the rate for a 30-year mortgage loan was at 3.26 percent, while the 15-year fixed-rate mortgage loan was at 2.60
Mar, 23 2022
Home Affordability
You are ready to make the jump from renting to buying a home. That is good news. Buying a home today is more affordable than it has been in decades.
Mar, 21 2022
Your 401(k) & IRA Are Likely At An All-Time High!
According to Fidelity both 2021 401k’s and IRA balances are at all-time highs! This is greatnews, despite the pandemic, economic challenges, and recent market turbulence, your 401(k) isright now likely
Feb, 21 2022