Where is Your Money Taking You?
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Posts — Category: Financial Wellness 101

DAY 21: IFW’s 21 Day Financial Refresh & Revitalization Challenge
DAY 21 April is ‘Financial Literacy Month’ and The IFW wants YOUR Financial Life to be in its best shape ever! In honor of Financial Literacy Month, the IFW has

Fixed Rate vs Adjustable Rate Mortgages
You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable rate? As with most mortgage questions, there is no one correct

15-Year vs 30-Year Mortgages
What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine which

Should You Refinance Into a Shorter Term Mortgage?
When mortgage rates are low — and in December 2021, the rate for a 30-year mortgage loan was at 3.26 percent, while the 15-year fixed-rate mortgage loan was at 2.60
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Home Affordability
You are ready to make the jump from renting to buying a home. That is good news. Buying a home today is more affordable than it has been in decades.

Your 401(k) & IRA Are Likely At An All-Time High!
According to Fidelity both 2021 401k’s and IRA balances are at all-time highs! This is greatnews, despite the pandemic, economic challenges, and recent market turbulence, your 401(k) isright now likely

Disputing a Credit Card Transaction
People rarely carry cash anymore; instead, people typically go cashless and utilize their credit cards. Due to the number of people using credit cards, your credit card information could fall

How Many Credit Cards Should You Have?
Figuring out how many credit cards belong in your purse or wallet can give you a headache. But, as new offers keep popping up, it can be tempting to take