Where is Your Money Taking You?
Learn how to make your money work for you. Discover tips and insights for smarter financial decisions that lead to a secure and happy retirement. Start planning for the retirement of your dreams!
Trending Categories: Retirement Planning Tax Planning Savings Strategies Investment Strategies Longevity & The Future
Buying vs Renting a Home
Does it make more sense to rent than to buy? That has been a long-running debate in this country. However, the question is flawed: There is no correct answer. There
Down Payment Strategies for First-Time Home Buyers
The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like an impossible task. That is especially true when many lenders
Employed Again? Do These Things First
As the pandemic continues, unemployment rates have begun to decrease. According to the Bureau of Labor, as of November 2021, the unemployment rate was at 4.2 percent. So, if you
Fixed Rate vs Adjustable Rate Mortgages
You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable rate? As with most mortgage questions, there is no one correct
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15-Year vs 30-Year Mortgages
What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine which
Should You Refinance Into a Shorter Term Mortgage?
When mortgage rates are low — and in December 2021, the rate for a 30-year mortgage loan was at 3.26 percent, while the 15-year fixed-rate mortgage loan was at 2.60
Home Affordability
You are ready to make the jump from renting to buying a home. That is good news. Buying a home today is more affordable than it has been in decades.
Flexible Spending Accounts for Medical and Dependent Care
Does your employer offer flexible spending accounts? Do you take advantage of this benefit? If you answered “yes” to the first question but “no” to the second, you might be